Fee-Only Financial Planning for Pre-Retirees in New Orleans, LA

A Financial Plan Built Around the Life You Want

Regatta helps people turn a lifetime of saving into a clear,
workable plan for retirement and the years beyond.

What Is Financial Planning?

Financial planning is the process of organizing every part of your financial life around your goals. A good plan answers practical questions.

When can I retire?
How much can I safely spend each year?
How will I create income once the paychecks stop?

It also looks ahead to taxes, healthcare costs, and what happens to your family if something happens to you.

At Regatta, financial planning is the foundation. Before we manage a dollar, we want to understand the plan that dollar is serving.

Why Financial Planning Matters for Pre-Retirees

The years right before retirement carry the highest stakes. You no longer have decades to recover from a major mistake, and the decisions you make now shape the next 30 years.

Many people arrive at this stage with savings spread across old 401(k) accounts, a pension, and a brokerage account, but no single plan tying it together. The result is a quiet, constant worry: is this enough? A clear financial plan replaces that worry with answers. It shows you where you stand, what needs to change, and what a confident retirement requires.

What Our Financial Planning Service Includes

Retirement income planning, so your savings can support the lifestyle you want
Tax reduction strategies, including Roth conversions and tax-efficient withdrawals
Strategies to help safeguard your assets and manage risk, including insurance reviews
Estate planning coordination with your attorney, including beneficiary reviews
Social Security timing and claiming strategy
Education funding for children and grandchildren, including 529 plans
Business succession and exit planning for owners

Who Financial
Planning Is For

Our financial planning service is built for individuals, families, and business owners who have $500,000 or more in investable assets, and want a plan they can rely on.

It is especially valuable if you are within 10 years of retirement, recently received an inheritance, sold a business, or simply feel that your finances have outgrown a do-it-yourself approach. To see the audiences we serve most, visit our Who We Serve page.

How We Build Your Plan

4 Steps

Refined over 30 years

Commission-based advice

0 %

Always direct access

Custom

Never a template

We follow the same four-step process with every client. We start by understanding your goals, design a custom strategy, put it into action,
and review it on an ongoing basis as markets and life change.

Because the process repeats, your plan keeps pace with your life rather than going stale in a drawer. You can see the full approach on our Our Process page.

Financial Planning FAQs

How much does financial planning cost at Regatta?

Regatta is a fee-only firm, and our compensation is based on the assets we manage for you. We do not earn commissions or sell products. We are glad to explain exactly how our fees work during your introductory call.

When should I start financial planning?

The right time is usually sooner than people think. The decade before retirement offers the most opportunity to improve your outcome through tax planning, savings adjustments, and risk management. If retirement is in sight, now is the time.

What is the difference between financial planning and investment management?

Financial planning is the strategy. It defines your goals and the road map to reach them. Investment management, which we call wealth management, is how that road map is carried out through your portfolio. Regatta provides both, so they stay aligned. You can read more on our Money Management page.

Do I need a financial plan if I already have investments?

Often, yes. Many people have accounts but no plan connecting them. Without a plan, it’s hard to know if your investments match your timeline, your tax situation, or your retirement income needs. Planning brings those pieces together.

Can you work with my accountant and attorney?

Yes, and we encourage it. Good financial planning coordinates with your tax and legal professionals. With an attorney on our own team, we are comfortable working alongside your existing advisors to keep your plan consistent.

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Get a Financial Plan You Can Count On

Your plan starts with a conversation. Schedule a free call, and we can talk through your retirement questions and show you what working with Regatta would look like.